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Travelers winery insurance
AGRIBUSINESS
WE INSURE YOUR GROWING BUSINESS5
Protecting the fruits of your labor
As a winery owner,you know there is much more to making fine wines than simply growing grapes. Viticulture, oenology, equipment management, staffing, marketing and insurance are all integral components of a sophisticated operation. The unique risks confronted by vintners require customized insurance solutions.
Travelers Agribusiness has developed a comprehensive insurance coverage program designed exclusively
to meet the unique needs of wineries and vineyard owners/managers. Our broad and flexible Winery Insurance Program brings together all the critical coverages needed by wineries, small and large- a far superior alternative to purchasing a generic insurance product loaded with endorsements.
Serving the wine industry
As a leading provider of insurance to agricultural businesses, Travelers Agribusiness is well-versed in the unique needs of wineries and vineyard owners. Insuring with Travelers gives you access to a team of knowledgeable underwriters,risk control specialists and claims adjusters who are dedicated exclusively to the agricultural industry. Our network of independent rural agents
-members of the agricultural community- can provide you with the expertise required to meet your needs.
Custom coverages for wineries
Winery property endorsement
$25,000 for Brands and Labels expense
$25,000 for Wine Leakage (can be increased)
• $25,000 for Wine Contamination (can be increased)
• $25,000 for loss or damage to outdoor trees, plants and shrubs;
$1,000 per tree and vine
• Market Value for your wine Orchard and vineyard growers property coverage endorsement
• $50,000 for damage or loss to vines; $1,000 per vine
• $5,000 for loss or damage to signs
• $5,000 transit coverage
• Harvested grapes and related packaging materials and containers
Product recall expense coverage
• Covers the expenses incurred for removing an unsafe product from the market
Vineyard managers program
• Expanded definition of chemical drift to include all farm management locations
Standard coverages
Property
Covers buildings utilized for processing and warehousing, offices and tasting rooms, as well as:
• Newly constructed buildings - automatically covered for
$250,000 for 60 days
• Improvements and betterments
• Private power and light poles
• Outdoor radio and TV equipment
• Portable buildings and portable structures
